SPRING AUTO LOAN SPECIAL
March 15 – May 31st
.25% APR* off our rates!
Purchase a New Auto or Refinance your loan from another financial institution and receive .25% APR* off!
Here are some additional loan benefits we offer:
- Available for New or Used Autos, Boats, & RVs
- Also available for loans refinanced from other financial institutions
- Convenient payroll deduction or automatic transfer
- No pre-payment penalties
- Flexible payment options up to 72 months
- No payments for 90 days²
- Receive an additional .10% off by enrolling in Estatements
- Receive an additional .20% off if you have a checking & direct deposit
- Free credit analysis for members
new money only
*with approved credit
*some restrictions do apply!
APR and Other Important Program Information
¹ APR is Annual Percentage Rate. The advertised rate is based on a 36-month term and includes all discounts available for using Credit Union services. Other rates/terms are available. Your rate can vary based on creditworthiness, age of vehicle and terms of the loan. Your rate can be higher depending on credit performance. Financing up to 125% of NADA retail value or MSRP of the auto is available depending on your credit score. Rate is subject to change without notice. Auto loans currently financed through the credit union cannot be refinanced with this offer.
² Interest accrues from date loan is funded.
*Loan Payment Example: Auto Loan: $15,000 for 60 months at 2.40% Annual Percentage Rate = $266.60/mo. payment with finance charges totaling $995.82. First payment beginning 90 days from initiation date of loan. Contact H&HFCU staff for more information about applicable fees and terms. All loans subject to normal credit approval terms and risk analysis. All rates subject to change without notice. Rates apply to new money only. This offer is only valid for loans applied for and disbursed from March 15, 2020 to May 31, 2020.
Credit may not be extended if, after you respond, we find that you do not meet the following criteria, including but not limited to, length of employment, your income, debt status, and ability to pay in relation to the loan amount requested. Additional criteria may apply. We can cancel this offer if you do not meet the criteria established in this offer.