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What if we told you that you could get that new car you’ve had your eye on without the hassle of dealing with the pushy dealership sales staff, an affordable payment, some extra cash in your wallet and no payment for 45 days? You’d say we’re crazy, right? Wrong! Throughout the months of October & November, H & H FCU is offering

1% Cashback Auto Loans!

You could drive away with up to $300.00 in your pocket! With rates as low as 3.55% APR* and flexible term options, we’re sure that we can help get you behind the wheel of your new car!  This offer is only available for a limited time, so be sure to apply today!

Here are some additional loan benefits we offer:

  • Available for New or Used Autos, Boats, & RVs
  • Also available for loans refinanced from other financialinstitutions
  • Convenient payroll deduction or automatic transfer
  • No pre-payment penalties
  • Flexible payment options up to 72 months
  • No payments for 45 days²
  • Receive an additional .20% off by enrolling in Estatements
  • Free credit analysis for members

new money only

*with approved credit

*some restrictions do apply!

APR and Other Important Program Information
¹ APR is Annual Percentage Rate.  The advertised rate is based on a 36-month term and includes all discounts available for using Credit Union services.  Other rates/terms are available.  Your rate can vary based on creditworthiness, age of vehicle and terms of the loan.  Your rate can be higher depending on credit performance. Financing up to 125% of  NADA retail value or MSRP of the auto is available depending on your credit score. Rate is subject to change without notice.  Auto loans currently financed through the credit union cannot be refinanced with this offer.
² Interest accrues from date loan is funded.
*Loan Payment Example: Auto Loan: $15,000 for 60 months at 3.55% Annual Percentage Rate = $273.62/mo. payment with finance charges totaling $1,416.70. First payment beginning 45 days from initiation date of loan. Contact H&HFCU staff for more information about applicable fees and terms. All loans subject to normal credit approval terms and risk analysis. All rates subject  to change without notice. Rates apply to new money only.  This offer is only valid for loans applied for and disbursed from October 1, 2019 to November 30, 2019.  **The 1.00% cash back applies only to autos that are financed as new money with H&HFCU or refinanced with H&HFCU from another lender. Loan must remain at H&HFCU for a minimum of 180 days or rebate amount will be added to the loan upon payoff. Minimum loan amount of $10,000.00. Cash back amount is capped at $300.00 per loan and is subject to all applicable taxes, which are the responsibility of the member. 1.00% cash back will be deposited to the member’s savings account at the time of loan disbursement. Offer is valid from October 1, 2019 through November 30, 2019.
Credit may not be extended if, after you respond, we find that you do not meet the following criteria, including but not limited to, length of employment, your income, debt status, and ability to pay in relation to the loan amount requested.  Additional criteria may apply.  We can cancel this offer if you do not meet the criteria established in this offer.