COVID-19 Hardship Deferred Payment

If you have a hardship due to Covid-19, fill out this form to skip your  consumer loan payment(s) or your credit card payment(s) for two (2) months.  This agreement extends the repayment period of your loan(s).  The finance charge will continue to accrue on your loan from the time of your last payment. 

If you have a real estate or home equity loan, please contact our office for assistance at 806-878-2452.

 Please provide a letter from employer stating office closure, layoff or reduced hours or pay stubs showing income prior to being impacted by COVID-19 and pay stubs showing income after being impacted by COVID-19. CLICK HERE TO SECURELY UPLOAD YOUR LETTER OR PAYSTUBS

**Please note if you have GAP coverage on your loan, GAP protection only allows 10 skipped payments during the term of the financial agreement. Skipped payments are missed payments that are authorized by your credit union or caused by delinquency.

**Loans on payroll deduction will still have the amount of the loan payment deducted from the paychecks but the money will be deposited to shares and may be withdrawn upon request.

This offer does not apply to loans currently delinquent over 60 days.

If you are currently delinquent on any loans you may need to speak with our collections officer to work out a plan.