SecureCode         Re-Order Checks Online

There are three types of accounts to choose from.  Which would best suit your needs?

**Dividends figured daily and compounded monthly. **Rates effective 02-01-2013 and are subject to change without notification.

Checking Accounts

Type of Account Bronze Silver gold
Interest Bearing* .10 .20
Min. Daily Balance  $500.00  $2500.00
Monthly Service Fees $5.00 if falls below min. daily balance $5.00 if fall below min. daily balance
Overdraft Protection * * *
Debit Cards  (1st one Free) * * *
Checks (prices vary) * * *
Bill Pay Service * * *
**Dividends figured daily and compounded monthly. **Rates effective 02-01-2013 and are subject to change without notification. For a lost or stolen Check Card, please call 800-554-8969

All Checking Account Fees

Effective April 25, 2013

Silver Checking Account Fees

Service Charge

$5.00/Month if minimum Average Daily Balance is not met

Gold Checking Account Fees

Service Charge $5.00/Month if minimum Average Daily Balance is not met

All Checking Account Fees

Overdraft Fee $1.00/Item Applicable only after three (3) transfers per month
NSF Fee $22.00/Item
Stop Payment Fee $12.00/Request

Other Service Fees

Closed Account Fee $25.00 This fee applies to accounts closed within 90 days of opening
Teller Check Fee $2.00 per check
Wire Transfer Fee (Outgoing) $12.00/Transfer
International Wire Fee (Outgoing) $30.00/Transfer
MasterCard Pay by Phone $5.00 (This is if you call MasterCard directly to pay.  If you call the credit union or pay at GoToMyCard.com, there is no fee)
Account Research $25.00/Hour (1 hour minimum charge)
MasterCard Check Card Replacement Fee $5.00 (We reserve the right to charge this fee at any time for replacement of lost or damaged cards)
MasterCard PIN Replacement Fee $5.00 (We reserve the right to charge this fee at any time for replacement PINs)
Photocopy Fee $1.00/Copy
Fax (outgoing) $1.00/Faxed Page
MasterCard Gift Cards  Purchase fee of up to $6.95 for any denomination, a monthly inactivity fee of $2.95 after 12 months of inactivity, and a $5.00 for lost/stolen cards.



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