**Rates effective 01/01/2019 and are subject to change without notification.

Type of Account Rate Annual Percentage Yield
Regular Shares 0.25% 0.25
Super Shares 0.50% 0.50
IRA Shares 1.10% 1.10
Christmas Club 0.20% 0.20
Term Share Certificate-    6 months 2.00% Not Compounded
Term Share Certificate-  12 months 2.10% Not Compounded
Term Share Certificate-  18 months 2.20% Not Compounded
Term Share Certificate-  24 months 2.30% Not Compounded