**Rates effective 1/1/2023 and are subject to change without notification.

Type of Account Rate Annual Percentage Yield
Regular Shares 0.20% 0.20%
Super Shares 0.50% 0.50%
IRA Shares 1.00% 1.00%
Christmas Club 0.20% 0.20%
Term Share Certificate-    6 months 3.50% Not Compounded
Term Share Certificate-  12 months  4.00% Not Compounded
Term Share Certificate-  24 months 4.00% Not Compounded